Learn how the Student Aid Index (formerly EFC) impacts your financial aid eligibility and discover smart college planning tips to balance education costs with your retirement goals.

Delve into the intricacies of the Federal Methodology (FM) formula used by accredited colleges in the U.S. to calculate Expected Family Contribution (EFC). Learn about income and asset assessments, exceptions like the Simplified and Zero EFC formulas, and the role of the Institutional (IM) formula in elite private colleges.

Navigate the complexities of college financial aid with our comprehensive guide. Explore types of aid, qualification methods, and dive into the intricacies of financial need. Make informed decisions on your higher education journey.